Central Oregon Appraisers, LLC is your FHA certified appraisal company

Rest assured that Central Oregon Appraisers, LLC is an FHA-certified appraisal firm in Oregon.  If you have an FHA-mortgage, be sure to call Central Oregon Appraisers, LLC, as we are approved and certified to handle FHA reports. A certain amount of the periodic training our staff at Central Oregon Appraisers, LLC undergoes deals strictly with comprehending the FHA's documentation and their rules and procedures.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lending company provides all the funds being borrowed - the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to aid low-to-moderate income homebuyers by easing credit qualifications. Remember that the lending agency working with the the FHA is free to select their appraisers, unlike the VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are lifesavers to consumers with minimal starting capital.